Serious Illness
Prepare for the unexpected with cover that supports your recovery.
What Is Critical Illness Cover?
Protect Your Health - and Your Finances
Critical Illness Cover provides a financial safety net if you’re diagnosed with a serious illness. While we often take our health for granted—especially when we’re younger—life can change in an instant. You can’t predict the future, but you can plan for it.
This cover gives you the freedom to choose how much protection you need and how to use it—whether it’s to cover medical costs, replace lost income, or help you take time off to recover. It’s peace of mind knowing that, should the worst happen, you and your family would be better prepared to cope financially.
Trusted. Regulated. Committed to Your Financial Security.
FAQ
Frequently Asked Questions
Critical Illness Cover typically pays out a lump sum if you're diagnosed with a serious illness listed in your policy - such as cancer, heart attack, or stroke. It’s designed to help cover medical expenses, replace lost income, or ease financial pressure while you recover.
Life Insurance pays out when you pass away, while Critical Illness Cover pays out while you're still alive - if you're diagnosed with a specified serious illness. Many people choose to have both for complete protection.
Yes. You decide the level of cover based on your needs, lifestyle, and budget. Our advisors can help you calculate an amount that ensures your financial obligations are covered during recovery.
The lump sum is yours to use as you wish - whether that’s paying off medical bills, covering day-to-day expenses, or making adjustments to your home while you recover.
